Congratulations on taking the first step towards homeownership in New Zealand!
Our Property Lawyers for first home buyers understand that buying a home can be overwhelming, but we’re here to make the process easier for you. Our comprehensive range of services is designed to guide you through every step of the homebuying journey and ensure that you’re making informed decisions for your future.
As experienced property lawyers, we will provide expert assistance in navigating the legal aspects of purchasing a home. From understanding the legal jargon to negotiating the best outcome, our First Home Expert Property Lawyers are dedicated to your success. Additionally, we’ll help you explore various government schemes and grants available to first-time homebuyers, including:
- KiwiSaver (First Home Saving withdrawal): Utilise your KiwiSaver savings towards your first home purchase if you’ve been a member for at least 3 years. It’s important to note that this option is exclusively for owner-occupied properties and cannot be used for investment purposes.
- Kāinga Ora (First Home Grant): Eligible for up to $10,000 grant if you’ve contributed to your KiwiSaver for at least 3 years and are buying a new or existing home. The grant amount depends on your KiwiSaver contribution period and the property’s value.
- Kāinga Ora (First Home Loan): If traditional banks deny your mortgage application, consider a First Home Loan from Kāinga Ora. With a minimal deposit requirement of 5%, this loan helps you purchase a new or existing home.
- Kāinga Ora First Home Partner scheme: Designed for those unable to afford a home independently, this scheme allows Kāinga Ora to purchase a share of your home, reducing your borrowing needs. You’ll pay rent to Kāinga Ora for their share of the property.
At Convey Law, we prioritise exceptional service and are always available to address your inquiries and provide the necessary support. If you’re ready to embark on your homeownership journey, contact us today. Let us help you turn your dream of owning a home into a reality.
Contact us today to learn more about how we can help you with your property needs.